Member resources

Tools to strengthen your credit.

Start with your free reports, learn your rights, then decide what support you need.

Free credit reports

Get your reports from the official source.

Under federal law, you can request a free report from Equifax, Experian, and TransUnion. AnnualCreditReport.com is the authorized source.

Get your free reports

Request all three reports.

Review each one, since errors can appear on only one file.

Keep the reports ready for your consultation.

Report review

Let us know your report is on its way.

After you have your reports, email them to info@sekondkhance.com. For your protection, remove or redact sensitive identifying information before emailing documents.

Learn how dispute timeframes work.

Get a clearer view of the FCRA and FDCPA timelines that may apply.

Read the education guide