We help members identify and dispute inaccurate, incomplete, or unverifiable credit reporting, then provide education for restoring, rebuilding, and responsibly leveraging credit.
FAQ
Frequently asked questions.
Straight answers about how the work happens and what you can reasonably expect.
No. Accurate and timely negative information may lawfully remain on a credit report. We do not promise a specific score or outcome, and every situation depends on the facts and available evidence.
Repair focuses on reporting that may be inaccurate, incomplete, unverifiable, or outdated. Restoration focuses on building healthier credit habits and positive history. Leveraging is education about using improved credit responsibly toward future goals.
Timing depends on the information involved and how bureaus or creditors respond. Credit bureaus generally have 30 days to investigate a dispute, although some circumstances can extend that period.
One-time packages range from $450 to $1,600. A Do-It-Yourself Credit Packet is $197, and collection account dispute tiers range from $250 to $750. A free consultation helps identify the appropriate path.
We do not make score guarantees. The work focuses on accuracy, documentation, consumer rights, and responsible practices. We can discuss your individual concerns during a free consultation.
No. You can contact us for a free consultation to ask about your options. Member support is available for people already working with us.