Member results

Real reports. Individual outcomes.

Credit-report updates shared by our members, with their permission.

These examples do not guarantee a removal, score increase, or timeframe. Results vary by credit profile, evidence, and circumstances.

August 25, 2026

Jefferson Capital account deleted

The Experian dispute result shows the Jefferson Capital account marked Deleted and confirms that the item was removed from the credit report.

Member names are not published. Identifying report and account numbers have been covered where visible.

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Experian screenshot showing a Jefferson Capital account deleted, with the report number and account number covered

September 20, 2026

Caine & Weiner collection removed

The credit-monitoring notice confirms that a Caine & Weiner collection account was removed from the credit report between July 11 and September 20, 2026. That date range describes the notice, not the length of service.

Member names are not published. Identifying report and account numbers have been covered where visible.

Open full-size screenshot

September 20, 2026

Credit Collections account removed

This additional notice shows a Credit Collections account removed from the credit report between July 11 and September 20, 2026. It also shows the Caine & Weiner removal pictured above. The date range describes the notice, not the length of service.

Member names are not published. Identifying report and account numbers have been covered where visible.

Open full-size screenshot

September 20, 2026

Hard inquiries removed

The credit-monitoring screenshot displays five notices stating that a hard inquiry was removed from the file. The inquiry details are collapsed in this view; no lender names, removal reasons, or score changes are shown.

Member names are not published. Identifying report and account numbers have been covered where visible.

Open full-size screenshot

Credit-monitoring screenshot dated September 20, 2026 displaying five hard-inquiry removal notices

Equifax dispute result

LVNV Funding account removed

The Equifax dispute result confirms that the LVNV Funding credit account was removed from the member’s Equifax credit report after investigation. This screenshot does not show a result for Experian or TransUnion, a score change, or a service timeframe.

Member names are not published. Identifying report and account numbers have been covered where visible.

Open full-size screenshot

Equifax dispute result confirming removal of an LVNV Funding account, with the partial account number and document identifiers covered

Company response through the CFPB

Contract Callers account closed; deletion requested

In its response to the member’s CFPB complaint, Contract Callers, Inc. (CCI) states that it closed the collection account on July 15, 2026, and requested deletion of its collection tradeline on July 17, 2026. The response describes a reported balance of approximately $1,145. CCI says it is no longer pursuing collection or reporting the account as an active collection. This documents the company’s closure and deletion request, not confirmation from a credit bureau that deletion is complete or that the underlying debt was forgiven.

Member names are not published. Identifying report and account numbers have been covered where visible.

Open response, part 1

Open response, part 2

First part of Contract Callers company response describing account closure and a collection tradeline deletion request, with the partial account number covered

Continuation of Contract Callers response stating it is no longer pursuing collection and will review reporting if the collection entry remains

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